Joining Palmetto Health Credit Union

Become a Member

Membership is for a lifetime...once you're a member, you're always a member!

Becoming a member of Palmetto Health Credit Union is quick and easy. Just fill out an application, make an initial deposit of $5 or more into a regular savings account and pay a one-time membership fee of only $5. We have an membership application form that you can download and complete prior to coming in to make the process even easier.

Bring your completed application, a copy of your government issued picture ID and proof of residency (if the address on your ID is different) to any one of our branches to open your account. If you're unable to download and complete the application, it's no problem. We can take care of that when you come in. If you have any questions, feel free to give us a call at 803-978-2101 or 888-978-2101 or visit our Frequently Asked Questions.

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Who can Join

You may qualify for membership if you:

  • Are a Palmetto Health Employee
  • Are a family member of a Palmetto Health Employee  
  • Are a family member of a Palmetto Health Credit Union Member
  • Are an employee at a medical facility affiliated with Palmetto Health or located at one of the Palmetto Health campuses
  • Live, work, or attend school in Richland County
  • Have an immediate family member who lives, works, or attends school in Richland County

Why Join Our Credit Union:

  • Money Management Checking accounts offer unlimited check writing and no monthly fees or minimum balance requirements
  • Free Online Banking, Mobile Banking, eStatements, and online Bill Pay
  • Nearly 30,000 surcharge-free CO-OP ATM locations
  • Auto loans with flexible financing options to help lower your payments
  • A wide variety of home loans, including first mortgages and home equity line of credit
  • Low interest rate personal loans and lines of credit
  • Variety of account types including Christmas Clubs, Back to School Clubs, and Vacation Clubs
  • Discount tickets and services
  • Free notary public service