Make a Payment

Make a Loan Payment

Making your loan payments has never been easier! Check out all the payment options we offer and select the one that's most convenient for you. 

Make an Online Payment 

You now have the option to pay your loan online with a debit card (Visa® or Mastercard®) or ACH draft from another bank/credit union account by clicking on the link below.

Please note that a $6.99 convenience fee will automatically be added to each loan payment made with a debit card. There is NO fee if your payment is made using your account and routing number, or if you select one of our other convenient payment options below.

If your payment is 45 or more days late, do not make your payment online. You will need to call the credit union at 803-978-2101 to make your payment.

MAKE A  PAYMENT

LEARN MORE ABOUT ONLINE PAYMENTS

Pay from your PHCU Account

Simply transfer funds from one of your PHCU accounts to make your payment using our Online or Mobile Banking.   

Pay by Automatic Transfer or Bill Pay

Set up an automatic transfer (ACH origination), and your payments can automatically be transferred from your other financial institution on your due date. If you would like our assistance with setting up an auto transfer, please call 803-978-2101 option 5. 

You can also make a loan payment by using your other bank/credit union's online bill pay service. Be sure to include your member number and loan ID number to ensure proper crediting.

Mail in a Payment

You can mail your payment to:

PHCU
PO Box 100167
Columbia, SC 29202

Please include your member number and loan number to ensure proper crediting. 

Pay in Person

Visit any of our convenient branch locations to make a payment in person, or call 803-978-2101, option 5, to make an electronic check payment over the phone. Payments made over the phone will be subject to a $10 convenience fee.