Personal Loans

PHCU understands that there are times when you just need a little financial help. You have bills to pay but you don't get paid for another two weeks. We will do everything we can to help you through these difficult times by offering affordable PHCU Personal Loans that best meet your needs and budget.

To apply for a PHCU Personal Loan today simply apply online, on your mobile device, download our express loan application, or call the Credit Union at 803-978-2101 option 5.



Can a personal loan help me?

  • Pay bills or taxes
  • Buy a new computer
  • Consolidate your debt
  • Purchase car insurance
  • Repair your vehicle
  • Take a vacation  

Use our loan calculator to help you estimate your payments so you'll know how much you can afford. For more information on PHCU Personal Loans or any of our other loan products visit our Frequently Asked Questions or contact the Credit Union.