Bank to Bank Money Transfers Now Available

Bank to Bank Transfers

PHCU now has Bank to Bank Transfers! With PHCU's Interbank Transfers, you can now move money between your PHCU deposit accounts and your accounts at other U.S. financial institutions*.

  • Funds are generally received the following business day as long the transfer is submitted before 3pm and PHCU is open for business on the day the transfer was submitted.
  • A $1 fee will be assessed per transfer.
  • Transfers can be made from a computer through Online Banking
  • Send up to 3 transfers totaling up to $3,000 per day from your PHCU account
  • Receive up to 3 transfers totaling up to $3,000 per day into your PHCU account
  • You can even set up recurring or future dated transfers! 

To request PHCU's Interbank Transfer service or to find out if you qualify, please:

  • call PHCU at 803-978-2101 option 5; or
  • visit a branch; or
  • send us a secure message through the online message board, located within Online Banking
Once your accounts are linked, you'll be able to move money between the two financial institutions. The enrollment process may take up to a week to complete, so make sure you create the link before you need to send money.

Learn More about Bank to Bank Transfers

 *Please note: Accounts must qualify for this service. PHCU reserves the right to apply lower limits or deny service.